Residential
Public Insurance
Claims Adjusters
in Delray Beach

After you file a residential insurance claim in Delray Beach, your insurer will acknowledge receipt of that claim within two weeks. Then, your insurer will report their preliminary findings within 30 days.

In most cases, residential insurance claims in Florida are settled before 90 days pass. Some cases, particularly fire insurance claims, require more investigation, and therefore take longer.

You can typically expect an increase in your insurance premiums if you file a claim. The average increase ranges between 9% and 20%.

Different companies use different fee structures. On Target Claims works on a contingency fee basis, meaning we don’t get paid until our clients do.

Here are the key reasons:

1. Expertise in Residential Claims: Delray Beach-based residential public insurance adjusters specialize in handling residential property claims. They possess in-depth knowledge of local building codes, weather patterns, and common property issues specific to the area. This expertise ensures that every aspect of your residential claim is thoroughly assessed and accurately valued.
2. Representation of Your Interests: When you hire a residential public adjuster, they exclusively represent your interests, not those of the insurance company. Insurance company adjusters work for the insurer, and their primary goal is to minimize the payout. In contrast, your public adjuster is on your side, advocating for the maximum compensation your policy allows.
3. Maximized Claims Settlement: Public adjusters are skilled negotiators with a track record of maximizing claims settlements. They understand the intricacies of insurance policies and can effectively argue on your behalf to ensure that you receive the full compensation you deserve. This can often result in a higher payout than you would receive when working directly with the insurance company.
4. Time and Stress Savings: Managing an insurance claim can be time-consuming and stressful. A Delray Beach-based residential public adjuster takes the burden off your shoulders. They handle all aspects of the claim process, from documentation and assessment to negotiation, allowing you to focus on your family, work, and daily life.
5. Thorough Damage Assessment: Residential public adjusters are meticulous in documenting all damages, including hidden or structural issues that may not be immediately apparent. This thoroughness ensures that no potential damage is overlooked, providing a more accurate and comprehensive claim.
6. Policy Understanding: Understanding the fine print of your insurance policy can be challenging. Residential public adjusters are well-versed in policy language and can interpret it to your advantage. They ensure that you receive the maximum benefits your policy offers.
7. Objective Evaluation: Delray Beach-based public adjusters provide an objective assessment of your claim. They don’t have a vested interest in minimizing the payout, unlike insurance company adjusters who work directly for the insurer.
8. Fee Structure: Public adjusters typically work on a contingency fee basis, meaning they are paid a percentage of the final settlement. This fee structure incentivizes them to secure the highest possible settlement for you.

Hiring a Delray Beach-based residential public insurance adjuster offers numerous advantages, including specialized expertise, unbiased representation, and a higher likelihood of maximizing your claims settlement. This decision can ultimately lead to a smoother and more favorable resolution of your residential insurance claim.