Public Adjusters For
Water & Mold Damage Claims
in Florida

Water intrusion into a structure is almost always detrimental. That’s true whether we’re talking about your home in Florida or a business in the area. When water enters a structure, it inundates carpeting, ruins hardwood and laminate flooring, damages cabinetry and appliances, and more. Alone, water damage can be incredibly problematic. However, what it leaves behind is even more of an insidious threat: mold.

Mold thrives in warm, damp areas (the interior of a home or business after water damage in southeast Florida). It can form and survive on any organic surface, from wood to sheetrock, and everything in between. Once established, mold can be incredibly hard to eradicate, and it can cause physical damage to your structure. It can also be a major health hazard and can cause symptoms including:

  • Headaches
  • Fatigue
  • Coughing and wheezing
  • Aggravation of conditions like asthma
  • Watery eyes and runny nose
  • Difficulty breathing

At On Target Claims, we’ve worked with clients throughout southeast Florida to help restore their homes and businesses in the aftermath of water intrusion and mold growth.

Your first act will be to file a claim with your insurer after water damage, but don’t be surprised if the settlement offer is not enough to cover the damage, much less mold remediation. That’s because the adjuster the insurer sends to your location is responsible for protecting the company’s bottom line, not your best interests.

Instead, choose to work with the experienced public adjusters for water and mold damage claims in Florida here at On Target Claims. Our responsibility is to you, not to the insurer. That means we fight for the maximum settlement amount so you can repair your home or business and completely eradicate mold wherever it might be growing within the structure.

It’s possible to take control of the situation and ensure that the insurance company is held accountable. At On Target Claims, we’ve worked with clients in your situation for many years and understand the complexities involved with water and mold damage claims, as well as the need to move quickly to protect your health and restore your home or business as quickly as possible.

You don’t have to be at the mercy of the insurance company. Contact us today to schedule your free claim review. One of our experienced public adjusters will discuss your situation and help you determine the best path forward.

Request a Free Claim Review

Find out how we assist you to recover the
maximum on your insurance claim

Featured Articles About Water & Mold Damage Claims




  • How much does it cost to hire a public adjuster for a water/mold claim?

    Florida public adjusters are allowed to charge up to, but no more than, 20% if the situation is not a declared disaster. Their rate often varies based upon their experience level.

  • How much will my insurance go up if I make a water/mold claim?

    Rates and rate increases in Florida vary depending on the insurance company. However, before filing a claim, you must ensure that your policy covers water/mold damage.

  • How long will it take to get paid from my insurance company?

    Typically, insurance companies in Florida aim to settle claims within 90 days of receiving the claim. The company typically assigns a claims adjuster, reviews the facts of the claim, issues an acceptance or denial, and pays accepted claims.

  • How do public adjusters get paid in Florida?

    A Public Adjuster charges a percentage of the settlement you receive to compensate them for their services. They will not be paid until you are. Percentages vary, with the maximum that can be charged in Florida being 20%.