Public Adjusters For
Yacht Insurance Claims
in Florida

Life on Florida’s Atlantic Coast would not be the same if you weren’t able to get out on the water. From cruising the Intracoastal Waterway to exploring the Atlantic Ocean and deep-sea fishing, your yacht is an important part of your life (and possibly a valuable business asset). However, it’s also at risk from boating accidents, storms, hurricanes, fire, and much more.

When something happens to damage or destroy your yacht, the first step after coming to terms with the situation is often to contact your insurer to file a claim. However, yacht insurance claims are often complex. Navigating these waters can be incredibly challenging for those without years of experience.

Your insurance company will send an adjuster to determine the amount of damage and decide on how much money you’re entitled to. Unfortunately, the assessor works for the insurance company and their primary job is to save the company money.

At On Target Claims, we’re experienced public adjusters for yacht insurance claims in Florida, and we’ve recovered millions for clients across Florida. We can do the same for you.

Yachts and other watercraft can be damaged or lost in any number of ways, including:

  • Wind
  • Rough seas
  • Lightning
  • Fire
  • Collisions
  • Theft
  • Vandalism

In some cases, the yacht could be lost entirely. In others, the craft might not be lost but sustain sufficient damage as to be considered a total loss. Determining the degree of damage and how much your property is affected is a complicated process that you should not try to navigate on your own. You should also not rely strictly on the insurance adjuster’s decision. Before submitting a yacht insurance claim, it’s important to contact an experienced public adjuster to work on your behalf.

Why choose On Target Claims? We’ve successfully represented clients throughout Florida and the surrounding area in yacht insurance claims over the years. We also work on a contingency basis, which means that if we’re not able to recover for you, there is no fee. We’re also available 24/7 because we understand that disaster doesn’t operate on a predictable schedule.

We invite you to contact us today to help you through this difficult process. Schedule your free claim review today and one of our experienced adjusters will contact you to go over the claim and explain your options. You don’t have to go through this alone. We will guide and advise you to achieve the best resolution.

Request a Free Claim Review

Find out how we assist you to recover the
maximum on your insurance claim

Featured Articles About Yacht Insurance




  • How much does it cost to hire a public adjuster for a marine claim?

    The cost of hiring a public adjuster for a marine claim depends on how the adjuster sets their fees. An hourly rate for adjusters ranges from $250 to $750 per hour, and the maximum fee can typically be negotiated.

  • How much will my insurance go up if I make a marine claim?

    It depends on the reason for the claim. If your number of past claims is high, your premiums will likely be raised at renewal, but if you don’t have past claims, you may not see an increase. Ask your insurer directly about their policy.

  • How long will it take to get paid from my insurance company?

    Typically, insurance companies aim to settle claims within 30 days of receiving the claim. The company typically assigns a claims adjuster, reviews the facts of the claim, issues an acceptance or denial, and pays accepted claims.

  • How do public adjusters get paid in Florida?

    A Public Adjuster charges a percentage of the settlement you receive to compensate them for their services. They will not be paid until you are. Percentages vary, with the maximum that can be charged in Florida being 20%.