There are few types of property losses that are more traumatic than a fire. In a matter of moments, everything you own could be engulfed in flames. These losses are not only difficult to deal with on an emotional level, but they can be challenging to recover from financially as well. Property owners generally carry insurance designed to help them after a fire loss. Insurance companies have a duty to pay these claims and treat their insured fairly, but not every claim plays out that way.
After all, insurance companies are in this for profit—not for you. Even though they have an obligation to act in good faith, it is not uncommon for a carrier to unreasonably deny an insurance claim. In other cases, they might agree to pay but only offer a fraction of what your case is actually worth. There is no question that it can be difficult to navigate the claims process on your own. This is especially true when you are attempting to resolve an insurance claim after losing your home to a fire. You deserve help from an expert that understands how to hold the insurance companies accountable.
The team at On Target Claims is ready to help you with every stage of your fire loss claim. We have extensive experience evaluating the damage caused by fire to determine what the true value of the claim is. This includes everything from property damage caused by the fire to lingering smoke damage that must be remediated.
When you handle a fire loss claim on your own, you are putting yourself at risk. The insurance companies know how to take advantage of property owners during this process, and they will not hesitate to do so. If you are ready to maximize your financial recovery from a fire loss claim, On Target Claims is here to help. Reach out to a Coral Springs public fire insurance adjuster as soon as possible to learn more.
FAQs
Public claims adjusters are typically paid on a contingency fee basis. Although some adjusters are paid hourly or on a flat fee, the most common approach is to retain a portion of your settlement as their fee.
It is possible for your premiums to go up after a fire damage claim. The amount of this increase could be as much as 20 percent, but it varies depending on a number of factors.
When you file an insurance claim, the carrier has a limited amount of time to respond. The law requires these companies to give you an answer within 90 days of filing the claim. However, claims can take longer to resolve when they are initially denied.
A public insurance adjuster can handle any aspect of your fire loss claim. They use the same tools as adjusters from the insurance company to determine the extent of your damage. The important difference is that they work for you, not the insurance company.
