As a business owner, you can expect to face a wide range of threats over the course of your career. From natural disasters to unexpected fires, the damage from these events can cause your business to quickly grind to a halt.
Your insurance policy is supposed to provide you with support when unexpected events threaten your business. However, getting the benefits you deserve is not always so simple.
The insurance companies don’t get rich by honoring every claim that is filed. In fact, they train their adjusters to limit the amount of coverage they are required to pay in any given case. This can leave you holding the bag in situations where your insurance should cover your losses.
The good news is that you do not have to sit back while the insurance company acts in bad faith. You can hire a public claims adjuster to help you get the most out of your insurance claim.
A public adjuster works for you, not the insurance company. They investigate the facts surrounding your loss and help you identify exactly what your claim is worth. An adjuster can also deal directly with the insurance company to ensure that you are treated fairly throughout the process.
On Target Claims is proud to work for business owners in and around Fort Lauderdale. Our team of public adjusters understands how to get the most out of a commercial claim.
Often, the refusal by your insurance company to honor your claim is based on conflicting language in your policy. If it is unclear whether a specific loss should be covered or not, you can count on your carrier to deny the claim. Our adjusters could help you parse your policy and hold the insurance company accountable.
Disputes can also arise on whether or not a claim is “commercial” at all. This can occur when a business suffers losses related to a publicly-open space or facility. Our team is ready to assist with any claims that are related to your business—end of story.
The most important thing to remember is that you do not have to undertake the claims process on your own. Your business deserves a public claims adjuster that will advocate for a fair outcome to your insurance claim. If you are ready to get started, reach out to On Target Claims about your commercial claim as soon as possible.