IN Lake Worth, FL

When it comes to insurance claims in Lake Worth, FL, it’s often hard to get a fair deal. On Target Claims is experienced working with Florida insurance companies. Licensed to provide insurance claims services in Florida, On Target Claims represents your interests, not your insurance company’s interests. We have the know-how and the experience to make sure your covered losses are properly taken into account so that you get the insurance settlement you deserve.

As a Lake Worth, FL homeowner, you know that residential claims need to be handled quickly and efficiently. Our public claims adjuster in Lake Worth, FL handles residential claims services of all kinds, including single-family houses, condominiums, townhomes, and even apartments and apartment buildings.

Hire a public claims adjuster in Lake Worth, FL for fair representation in your interests, not your insurance company’s interests. We’re on your side, working to get you the fair settlement you deserve.

Commercial claims in Lake Worth, FL can mean that your business is interrupted until the insurance settlement check is received. Before cashing that check, make sure you get fair representation from a public claims adjustor. We represent commercial enterprises from small “mom and pop” stores to corporate enterprises.

Don’t let the big insurance companies give you less than you deserve or put your claim on the back burner. Hire your own public claims adjuster in Lake Worth, FL today.

Fire and smoke damage is usually devastating and disruptive. Whether you have damages from a kitchen fire, garage fire, vehicle fire or something similar, you deserve to get the situation taken care of ASAP. On Target Claims offers public claims adjusters in Lake Worth, FL who give your claim top priority.

We’ll take photo and video evidence of the damage, detail smoke and fire damage and work with your insurance company to get your fair claim payout expedited.

Lake Worth, FL residents are not immune to hurricanes and high winds off the Atlantic Ocean. When storms cause damage to your property, you need expedient attention and reparation from your insurance company. Unfortunately, reality is sometimes as harsh as high winds and you may not get a fair shake from your insurance company.

Hire a public claims adjuster to be sure of getting fair treatment, focused attention on your claim and a fair and full settlement.

From a small water leak to a full-blown black mold emergency, water & mold claims in Lake Worth, FL require serious attention. That’s what you’ll get when you hire a public claims adjuster for your water & mold damage claims. We will ensure that the correct action is taken to protect your family and possessions as swiftly as possible.

We work to serve your needs, not the pockets of your insurance company. Contact us today for immediate help and representation.

Whether you have damage to your water vessel, dock or marina,  the public claims adjusters in Lake Worth, FL at On target Claims is here for you. Many insurance adjusters are too unfamiliar with marine issues to fairly assess damages. It’s challenging for honest yacht and boat owners to prove loss due to covered damages.

That’s why you need a public claims adjuster who can comprehensively assess your covered losses and ensure you get the settlement you’re due.


Protecting your home is important. That’s why you carry homeowner’s insurance in the first place. However, most insurers won’t cover some of the natural disasters your home may be exposed to, depending on where you live. It’s important to ensure that you’re making an informed choice when buying home insurance in the first place, as well as holding the insurer to task when there’s been a disaster.

First, understand that there’s no one-size-fits-all answer. You’ll decide on the specific areas of coverage when you purchase your policy by selecting from those available from your insurer. That said, some of the most common natural disasters usually covered by homeowner’s insurance include the following:

  • Wind
  • Hail
  • Lightning
  • Wildfires
  • Tornadoes
  • Snow storms
  • Volcanoes

However, you’ll find that your policy may not cover some of the more important perils your home is exposed to. For instance, Florida homeowners who live in hurricane-prone areas are required by law to carry hurricane insurance, which is not included in most standard policies in the state. It’s only available as a separate rider that must be purchased individually. The same is true for earthquakes and floods. SInkholes are also not typically covered by homeowner’s insurance, although Florida residents have some protection if the sinkhole is severe enough that their home is deemed a total loss.

The best course of action is to pay close attention when purchasing your homeowner’s policy. Ask questions about what’s covered, how much coverage is included, and what’s not covered. Make sure that all of your covered perils (the disasters that might affect your home) are listed in writing within the policy.

If you’re currently dealing with a loss at your home, understand that the insurance adjuster sent out to your home by the insurer works for the company, not for you. It’s their responsibility to limit the impact of your claim to the insurer, not to protect you. Work with an experienced residential public insurance claims adjuster like On Target Claims – we hold your insurer accountable.

Dealing with the aftermath of a disaster is every homeowner’s worst nightmare. Everyone hopes that they’ll be spared, but each year, tens of thousands of Florida homeowners find that their properties were in Mother Nature’s crosshairs. As a Florida homeowner, your home is at risk from a wide range of disasters, including:

  • Wildfires
  • Flooding
  • Wind
  • Storm surge
  • Sinkholes
  • Hurricanes
  • Tornadoes

Understanding the process to follow for settling a homeowner’s insurance claim is important. Chances are good that you’ve never had to deal with this type of situation before, so let’s explain what you need to do and what to watch for.

First, make sure that you and your family are safe and that it’s safe to stay in your home after the disaster. Taking care of your loved ones and safeguarding your family and pets is your top priority. If your home is not safe to stay in, go elsewhere.

Second, contact your insurer and begin the claim process. You’ll need to provide the company with basic information – your policy number, name, contact information, etc. – so have that handy.

Next, the insurer will dispatch an adjuster to your home to assess the damage. The adjuster will inspect your home, take pictures, write down information, and speak with you about the situation.

Once the adjuster has done their work, the insurer will assess the claim and decide how much money to award you based on your coverage and the severity of the damage. However, understand that the claim adjuster works for the insurer, not for you. That means they have the company’s best interests at heart and that there’s a very good chance you won’t get the full amount you’re due.
Make sure to hire a residential public insurance claims adjuster to hold your insurer accountable and ensure that you’re receiving a fair settlement with your claim.

In a perfect world, your insurer would pay a fair amount for every claim. That’s the underlying idea behind the concept of homeowner’s insurance, right? In exchange for premium payments from you, the insurer will pay a fair amount in the case of damage from disasters and accidents.

The problem is that the world we live in isn’t perfect and insurance companies are for-profit organizations that often seek to protect their own bottom lines at the expense of their customers. What does that mean for your settlement? In many cases, you’ll be offered a claim payout that benefits the insurer, not you.

Keep in mind that if you have additional inquiries or specific worries regarding your claim, it’s a good idea to seek advice from a trustworthy public adjuster in Lake Worth. They can offer tailored assistance that takes into account your individual situation.